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Retirement. It’s a word that carries a multitude of emotions – excitement, anticipation, and perhaps a hint of apprehension. For many Australians, retirement represents the culmination of a lifetime of hard work and dedication. But how do you know if you’re truly ready to take the leap into retirement?

The holiday season is upon us, and with it comes the allure of holiday sales and discounts. While these can be a great opportunity to snag some fantastic deals, they can also pose a challenge to your financial well-being if you’re not careful. In this blog, we’ll explore how to strike a balance between enjoying the holiday spirit and staying financially healthy during the shopping frenzy.

Retirement planning can be complex, but with the right approach and knowledge, you can achieve a comfortable and secure retirement. Start early, define your goals, and seek professional advice when necessary. By following these steps and staying diligent, you can look forward to your ideal retirement that provides financial peace of mind.

Managing finances can be a challenging task, especially for those who are new to it. Even seasoned investors can sometimes make mistakes. However, there are some common mistakes that people make with their finances that can be avoided with a little bit of knowledge and discipline. In this blog, we’ll look at ten of these mistakes and provide some tips on how to avoid them.

Managing finances can be a challenging task, especially for those who are new to it. Even seasoned investors can sometimes make mistakes. However, there are some common mistakes that people make with their finances that can be avoided with a little bit of knowledge and discipline. In this blog, we’ll look at ten of these mistakes and provide some tips on how to avoid them.

In today’s world, financial planning and investing have become more complex than ever. With so many investment options and financial products available, it can be challenging to navigate the financial landscape and make informed decisions. This is where working with a financial adviser can be extremely beneficial. Below we explore five of the main benefits of working with a financial advisor.

The traditional approach to investing has focused on investment returns. While investment returns are certainly important, this approach often means investment objectives aren’t clear, investment decisions can be ad-hoc and impulsive, and the level of risk doesn’t align with personal goals. An alternative approach to this is known as goals-based investing. Goals-based investing is an

Planning for retirement is an important part of your finances and needs to be carefully thought through. Having a plan for the later stages of your life can reduce stress and provide you with options. One choice Australians have in their later years is deciding if they wish to use a transition to retirement strategy.

Planning for retirement is prudent, Knowing how much to save for retirement will vary from individual to individual of course but it is sensible for everyone to be working towards a goal. Horizon Wealth Advisory can help, we’ve compiled this short guide to help you understand some of the more important factors involved in retirement planning.